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            <span class="text-3xl font-black tracking-tight">Coveragereviewhub</span>
            <span class="px-3 py-1 text-xs font-semibold uppercase bg-white/20 rounded-full">Since 2021</span>
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                <h1 class="text-5xl md:text-6xl lg:text-7xl font-black text-gray-900 leading-tight">
                    <span class="block">Personalized Coverage for Your Unique Needs</span>
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                    Protecting Your Life's Work: Comprehensive Insurance Coverage for Your Business                </p>
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                        <div class="text-2xl font-black text-orange-600">4.9</div>
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                        <div class="text-2xl font-black text-red-600">99%</div>
                        <div class="text-xs text-gray-500 uppercase tracking-wide mt-1">Uptime</div>
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                <div class="text-5xl font-black text-red-400 mb-2">500+</div>
                <div class="text-gray-400">Happy Clients</div>
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            <div class="text-center border-r border-gray-700 last:border-0">
                <div class="text-5xl font-black text-red-400 mb-2">98%</div>
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            <div class="text-center border-r border-gray-700 last:border-0">
                <div class="text-5xl font-black text-red-400 mb-2">24/7</div>
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                <div class="text-5xl font-black text-red-400 mb-2">15+</div>
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<section class="relative bg-gray-900 py-20 overflow-hidden" id="services">
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            <h2 class="text-5xl font-extrabold text-white mb-4">Experience Beauty Like Never Before with Our Services</h2>
            <p class="text-xl text-gray-300 max-w-2xl mx-auto">Professional solutions for every need</p>
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                <h3 class="text-xl font-bold text-white mb-3">Life Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Preserve your legacy and protect your loved ones with our life insurance solutions. We offer a variety of plans to ensure your family's financial future remains secure in the face of unexpected events.</p>
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                <h3 class="text-xl font-bold text-white mb-3">Health Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Your health is your greatest asset. Secure it with our comprehensive health insurance plans, providing you with the coverage you need to access quality healthcare without financial burden.</p>
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                <h3 class="text-xl font-bold text-white mb-3">Boat Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Set sail with peace of mind knowing you are covered by our boat insurance plans. We offer customizable coverage for everything from liability to physical damage.</p>
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                <h3 class="text-xl font-bold text-white mb-3">Pet Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Your furry friend is part of your family. Keep them healthy and protected with our pet insurance plans, covering everything from routine check-ups to unexpected accidents and illnesses.</p>
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                <h3 class="text-xl font-bold text-white mb-3">Business Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Protect your business from unforeseen events with our customizable insurance solutions. We offer a range of commercial insurance products to safeguard your business, employees, and assets.</p>
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                <h3 class="text-xl font-bold text-white mb-3">Auto Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Drive with peace of mind knowing you and your vehicle are fully protected. We offer a range of comprehensive auto insurance plans to safeguard you against unforeseen events on the road.</p>
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<section class="bg-gray-900 text-white py-20" id="testimonials">
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                <p class="text-white/90 mb-4 text-sm">"Quote generation is now instant. I can serve more clients with better accuracy and zero delays."</p>
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                    <img src="https://randomuser.me/api/portraits/men/88.jpg" alt="Margaret Phillips" class="w-10 h-10 rounded-full">
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                        <div class="font-bold text-sm">Margaret Phillips</div>
                        <div class="text-xs text-white/70">Senior Agent</div>
                    </div>
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                        <div class="bg-white/10 backdrop-blur-md rounded-2xl p-6 border border-white/20">
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                <p class="text-white/90 mb-4 text-sm">"Regulatory compliance became straightforward. Their expertise in insurance regulations is outstanding."</p>
                <div class="flex items-center space-x-3">
                    <img src="https://randomuser.me/api/portraits/men/92.jpg" alt="Robert Turner" class="w-10 h-10 rounded-full">
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                        <div class="font-bold text-sm">Robert Turner</div>
                        <div class="text-xs text-white/70">VP of Operations</div>
                    </div>
                </div>
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                        <div class="bg-white/10 backdrop-blur-md rounded-2xl p-6 border border-white/20">
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                                    </div>
                <p class="text-white/90 mb-4 text-sm">"Customer service metrics improved across the board. Retention rates are at company record highs."</p>
                <div class="flex items-center space-x-3">
                    <img src="https://randomuser.me/api/portraits/men/71.jpg" alt="Linda Peterson" class="w-10 h-10 rounded-full">
                    <div>
                        <div class="font-bold text-sm">Linda Peterson</div>
                        <div class="text-xs text-white/70">Branch Manager</div>
                    </div>
                </div>
            </div>
                    </div>
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</section>


<section class="bg-white py-20" id="features">
    <div class="max-w-screen-xl mx-auto px-4">
        <div class="text-center mb-16">
            <span class="inline-block px-6 py-2 bg-red-100 text-red-800 rounded-full text-sm font-semibold mb-4">Features</span>
            <h2 class="text-5xl font-black text-gray-900 mb-4">Everything You Need</h2>
        </div>
        
        <div class="grid md:grid-cols-2 gap-8">
                        <div class="flex items-start space-x-6 p-8 bg-gradient-to-br from-gray-50 to-white rounded-2xl hover:shadow-xl transition-all">
                <div class="flex-shrink-0 w-16 h-16 bg-gradient-to-br from-red-500 to-orange-600 rounded-xl flex items-center justify-center">
                    <i class="fas fa-rocket text-white text-xl"></i>
                </div>
                <div>
                    <h3 class="text-2xl font-bold text-gray-900 mb-3">Fast Performance</h3>
                    <p class="text-gray-600">Lightning-fast results that keep you ahead</p>
                </div>
            </div>
                        <div class="flex items-start space-x-6 p-8 bg-gradient-to-br from-gray-50 to-white rounded-2xl hover:shadow-xl transition-all">
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                    <i class="fas fa-shield-alt text-white text-xl"></i>
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                <div>
                    <h3 class="text-2xl font-bold text-gray-900 mb-3">Secure & Safe</h3>
                    <p class="text-gray-600">Your data is protected with enterprise security</p>
                </div>
            </div>
                        <div class="flex items-start space-x-6 p-8 bg-gradient-to-br from-gray-50 to-white rounded-2xl hover:shadow-xl transition-all">
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                    <i class="fas fa-headset text-white text-xl"></i>
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                <div>
                    <h3 class="text-2xl font-bold text-gray-900 mb-3">24/7 Support</h3>
                    <p class="text-gray-600">Always here to help when you need us</p>
                </div>
            </div>
                        <div class="flex items-start space-x-6 p-8 bg-gradient-to-br from-gray-50 to-white rounded-2xl hover:shadow-xl transition-all">
                <div class="flex-shrink-0 w-16 h-16 bg-gradient-to-br from-red-500 to-orange-600 rounded-xl flex items-center justify-center">
                    <i class="fas fa-chart-line text-white text-xl"></i>
                </div>
                <div>
                    <h3 class="text-2xl font-bold text-gray-900 mb-3">Proven Results</h3>
                    <p class="text-gray-600">Track your success with detailed analytics</p>
                </div>
            </div>
                    </div>
    </div>
</section>


<section class="relative py-24 bg-white overflow-hidden" id="about">
    <div class="max-w-screen-xl mx-auto px-4 relative z-10">
        <div class="grid lg:grid-cols-2 gap-16 items-center">
            <div class="space-y-8">
                <div class="inline-flex items-center gap-2 px-5 py-2.5 bg-red-50 text-red-700 rounded-lg text-sm font-semibold">
                    <i class="fas fa-info-circle"></i>
                    Made-to-Order Insurance                </div>
                <h2 class="text-4xl md:text-5xl font-black text-gray-900 mb-6">
                    Tailored Insurance Plans for Your Individual Requirements                </h2>
                <p class="text-lg text-gray-600 leading-relaxed mb-8">
                    One of the biggest benefits of working with our agency is our ability to provide customized insurance solutions. We understand that no two situations are the same, which is why we take the time to assess your risks and create a policy that is tailored to your needs. Our team of experts will work with you to identify your priorities and develop a policy that provides the protection you need, without breaking the bank.                </p>
                <div class="grid grid-cols-2 gap-4 mb-8">
                    <div class="p-5 bg-red-50 rounded-xl border-l-4 border-red-600">
                        <h4 class="font-black text-gray-900 mb-1">Our Mission</h4>
                        <p class="text-gray-600 text-sm">Delivering exceptional value and innovation.</p>
                    </div>
                    <div class="p-5 bg-orange-50 rounded-xl border-l-4 border-orange-600">
                        <h4 class="font-black text-gray-900 mb-1">Our Vision</h4>
                        <p class="text-gray-600 text-sm">Leading the industry with cutting-edge solutions.</p>
                    </div>
                </div>
                <a href="#contact" class="inline-block px-8 py-4 bg-red-600 text-white font-bold rounded-xl hover:bg-red-700 transition-all shadow-lg">
                    Discover Coverage                </a>
            </div>
            <div class="relative">
                <div class="relative z-10">
                    <img src="https://images.pexels.com/photos/35203644/pexels-photo-35203644.jpeg?auto=compress&cs=tinysrgb&dpr=2&h=650&w=940" alt="About" class="rounded-2xl shadow-xl">
                </div>
                <div class="absolute -z-10 -bottom-6 -right-6 w-full h-full bg-gradient-to-br from-red-200 to-orange-200 rounded-2xl"></div>
            </div>
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</section>


<section class="bg-white py-20" id="blog">
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            <div>
                <span class="text-red-600 font-bold text-sm uppercase tracking-wider">Blog</span>
                <h2 class="mt-2 text-4xl md:text-5xl font-black text-gray-900">Stay Informed</h2>
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            <a href="blog/" class="mt-4 md:mt-0 text-red-600 font-semibold hover:text-red-700 transition-colors">
                View All →
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        <div class="grid lg:grid-cols-3 gap-8 mb-12">
            <div class="lg:col-span-2">
                <article class="group relative bg-white rounded-2xl overflow-hidden shadow-xl hover:shadow-2xl transition-all">
                    <div class="relative h-96 overflow-hidden">
                        <img src="https://images.pexels.com/photos/3184296/pexels-photo-3184296.jpeg?auto=compress&cs=tinysrgb&h=650&w=940" alt="Claims Co-Creation Communities" class="w-full h-full object-cover group-hover:scale-110 transition-transform duration-700">
                        <div class="absolute inset-0 bg-gradient-to-t from-black/80 via-black/40 to-transparent"></div>
                        <div class="absolute bottom-0 left-0 right-0 p-8">
                            <span class="inline-block px-4 py-2 bg-red-600 text-white text-sm font-bold rounded-full mb-4">Claims</span>
                            <h3 class="text-3xl font-black text-white mb-4 group-hover:text-rose-300 transition-colors">
                                <a href="/blog/claims-co-creation-communities">Claims Co-Creation Communities</a>
                            </h3>
                            <div class="flex items-center text-white/90 text-sm">
                                <span>May 14, 2026</span>
                                <span class="mx-2">•</span>
                                <span>Morgan Alvarez</span>
                            </div>
                        </div>
                    </div>
                </article>
            </div>
            
            <div class="space-y-6">
                                <article class="group flex gap-4 bg-white rounded-xl overflow-hidden shadow-md hover:shadow-lg transition-all">
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                        <img src="https://images.pexels.com/photos/3184311/pexels-photo-3184311.jpeg?auto=compress&cs=tinysrgb&h=650&w=940" alt="AI Ethics Councils for Underwriting" class="w-full h-full object-cover group-hover:scale-110 transition-transform duration-500">
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